For generations, African communities have gathered in circles to build schools, settle medical bills, and launch businesses. Whether it is the "Chamas" of Kenya or the "Umuganda" spirit of Rwanda, we are a people who move forward together. Harambee by InversePay is the digital extension of that circle, bringing the village square directly to your smartphone.
Digitizing Trust for Modern Communities
Contributions are collected manually and hard to trackDonors don’t always know where money ends upCampaigns rarely reach beyond immediate physical circlesNo safeguards when trust breaks down
Easy digital contributionsFull transparency for every contributionCommunity-backed campaigns with built-in credibilityBuilt-in trust and verification at every layer
To digitize the African tradition of pulling together, creating a space where every contribution is honored and every need is met through community trust.
To become the "Default Trust Layer" for Africa, facilitating millions in community capital and enabling a new era of credit based on community reputation.
We believe every cause has a story, and every story has a witness. We ensure only real people with real needs access the platform through rigorous biometric verification.
We don't just process payments; we build networks. Our "Champion" model ensures that no campaigner stands alone, using the voices of trusted friends and family to build confidence.
Every cent is accounted for. From automated digital receipts to Direct-to-Institution payouts, we ensure money goes exactly where it was promised.
Every campaigner undergoes a biometric face-match and National ID verification (via our partners) to ensure they are a real person.
A nominal $1.00 verification fee serves as a commitment filter to prevent spam and ensure the quality of every cause.
We hold all funds in secure, interest-bearing escrow accounts during the campaign period, ensuring funds are protected until milestones are met.
We partner directly with institutions around to facilitate direct payments, reducing the risk of fund diversion.
At the heart of Harambee by InversePay is a self-sustaining growth engine called the "Village Effect"
Our growth is organic, built on the existing trust within African communities.
A user needs to raise funds for a specific need, such as school fees or business capital.
To go live, the campaigner must invite 3 "Champions" (trusted friends or family) to act as guarantors for the cause.
These 3 Champions join the platform to vouch, seeing firsthand how easy and transparent the process is.
Every 1 campaigner brings 3–5 new verified users to the platform for free. This allows us to scale rapidly reaching out more people in communities that ensure the campaigns are met.
Ready to start your community circle?
Collect fees and payments seamlessly and transparently?
